ASM still up for grabs

I was reading The Star Online when i came across this news: Still plenty of ASM units left, and wonder how come it’s still available this time round after it was announced a few days back. Apparently, only some banks have had their quota snapped up while leaving some of the not-so-popular ones still left with plenty for sale.

That’s when sometimes i wonder if people actually try hard enough to get those ASM units or not. They may go to one bank, and when the bank’s out of quota, they’ll just complain that they can’t buy them when they didn’t bother checking at other banks if they are really interested in getting the ASM units.
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Capital growth

I was recently approached by an ex-colleague who went out to pursue his dream in becoming a financial adviser. Me, being always an avid listener to any financial/investment plans, decided to allow to share what’s on his mind, but of course, with the expectation that i may not want to invest in the plan yet. He was with the Hong Leong group’s financial planning thingy and have been doing this for some time now.

What he proposed was capital building and growth, while at the same time, interest and bonus as well. Which sounds like a good plan. You have 6 yrs to build up a capital of RM120k (translated to about RM20k/year). You’ll get a 2-yearly bonus of RM6000 for the first 4 yrs, Rm8000 for the next 4, and RM10k for the next few years remaining till maturity period. Maturity is in 30 years, and you don’t have to put in any single cent after the 6th year to continue receiving the bonus.
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First batch of Islamic bonds up for sales

I was reading my usual daily newspaper when i came across an alternative savings options for people looking to maximise their “idle” money. We all knew that these days, fixed deposit gives out kinda lame interest (in the region of 2-3% per annum).

So when i read this article – First batch of sukuk bonds open for sale, i was kinda thankful that they did not limit to only a certain race or religion to buy it. The interest is pretty awesome – 5% per annum, and the maturity period of the bond is 3 years.
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Thinking of holiday again

Holiday, holiday. I kept thinking of going for holidays so much that i almost abandoned this blog :P OK – not that i intended to, but work and family has gotten the better of me. And Facebook didn’t help make things better though – kept on hooked on some of the addictive games that i end up doing nothing in my free time.

So i kept thinking of the next best thing – holidays! Not that i’m getting one any time soon, but it’s always good to be on the look out for best deals and locations of holiday. If there’s any chance i’m going to be in the US for holiday, Branson, Missouri would probably be one of the options.
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New year again – new resolutions?

New Year Day has come and gone. One thing remain though – which is work, and more work. But that’s what they say anyway – there’s only a few things in life that’s sure and work is one of them. Erm.. i think i made that up, but that’s besides the point. The point is, for the average people like us, we have to work to get money to pay our bills.

Paying bills is just one of it – to live life and to enjoy finer things also need money. To even get a proper luggage like Delsey luggage for travelling also need money. And for the average people like us, we got to work for it.
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Last day of 2008

Today is the last day of 2008. As of now, there’s like many more hours to go. Looking back in 2008, i haven’t done anything much on this site in terms of exploring new ways of supplementing my income. While i have got new toys to play with this year, but i still couldn’t find that extra income to supplement and get new accessories to go with it.

And no, english saddles are not part of what i planned to get, but you get the idea – you got a horse, you need a saddle with it. 2009 would probably be when i go back into exploring the options all over again. Maybe i’ll even include work-related effort that’ll eventually lead me to either extra income (from whatever other sources) or a new job. Let’s just say that i’m working on a professional certification, and i really hope to be doing something with it.
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The “I hate Streamyx” post again

Not sure if there’s anything wrong with the international link again, although i couldn’t find any news on it anywhere. Any sites hosted internationally are very sluggish with Streamyx, especially Facebook! Although it’s not the end of the world, but it makes the whole Internet surfing experience a drag.

I can click on Facebook, go make Lok Noon (my pet cat) his pet beds, and come back to see the profile page still not completely loaded.

And what’s with that Chinese stage singers (a.k.a “kotai”) singing Jingle Bell? May God have mercy on me ler…..

Blogging for petrol, again?

So far so good. I’ve started to getting used to writing everyday. Starting one day at a time, trying hard to supplement my income. First thing that i’m intending to do would be filling up the petrol using the debit card. My immediate plan is to try using that as my source for filling up petrol. I have sort of calculated – if i use about RM400 monthly for petrol, i would need to make at least US$150 to cover.

That kinda work out to be about US$5/day to cover it. Hmm… doesn’t sound too hard, although i don’t want to be too tied down. US$5/day means 1 post a day. And hmm… this post already count as one. Hehehe… i can keep doing this for every day.
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For my lenses!

I kept looking for articles to write for this blog – and it’s overwhelming that i don’t even know what to write about. This blog is supposed for me to write about my money-making ventures. The problem is that currently, i’m too tied with other things but making money. OK – maybe working counts as making money as well but that aside.

I think i did mentioned a few times that i like photography, and as you all know, it’s not a cheap hobby. Lenses & accessories costs money. Lucky for us in the digital world, we do not have to wait for our pictures to be developed to see the result – that’s more money as well.

So to get better lenses and accessories, i need more money. So now, i’m re-looking at the available avenues for me to make money outside of my current job. As much as possible, i do not want to touch my salary for my hobby.
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It’s coming!

Today would probably be the day i’ll remember for a very long time. No, it’s not the day where i got a condo hotel on my own, but it’ll probably be the day i’ll greet my first baby! :D Just admitted my wife to the hospital and since it’s still early in labour, the nurse on duty actually ask me to come back and get some sleep first before going back in the morning.

I have no actual plan on what to do in the labour room – should i sit next to my wife and hold her hands, or should i just sit at one corner and watch the whole procedure? I guessed i’ll just let things happens as it is, and i’ll just follow along. For now, let me settle some unfinished business and work before i’ll start to get real busy in the morning.

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