Credit cards helps your life

You’ll never going to know what to expect when you are preparing for your wedding. Like myself, when I was preparing for my wedding 2 years back, we know that we would have to spend quite a lot in preparations. And we have already prepared ourselves then that we would eventually chalk up a lot of credit cards bills. It’s very convenient for us then to just use the credit card and pay up later.

But what we didn’t take into account that the fact that credit cards charge monthly fee for any balance left unsettled. And that brings up to about 18% p.a. Looking back, i was even surprised why I didn’t apply any 0% credit cards to help with the expenses then?

Perhaps I didn’t do much work to compare credit cards back then. I was more concern on the preparations. Anyway - if I can turn back time, i would definitely do differently, and not be so much in debt. Hehe

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